United 1st CU - Share Rates

CU ONLINE LOG IN

Important Message

You are now leaving United 1st Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.

Important Message

United 1st Classic Credit Card Annual Percentage Rates range from 7.9% - 16.9% and are based on credit worthiness. There is No Annual Fee, No Balance Transfer Fee, and No Cash Advance Fee.

Important Message

Share Rates

Basic Share Accounts

$100 minimum balance for dividends. Dividends are declared at the end of the quarter and are subject to change.

Account Type	Minimum Balance	Dividend Rate	Annual Percentage Yield
Share	$100.00	0.20%	0.20%
Prestige	$100.00	0.15%	0.15%
Prestige	$2500.00	0.20%	0.20%
Prestige	$10,000.00	0.30%	0.30%
Prestige	$50,000.00	0.40%	0.40%
Prestige	$100,000.00	0.50%	0.50%
Club	$5.00	0.15%	0.15%

Checking Rates & Money Market Accounts

Terms	Dividend Rate	Annual Percentage Yield
$0 - $4,999.99 SILVER	0.05%	0.05%
$5,000 - $9,999.99 GOLD Money Market Accounts	0.15%	0.15%
$10,000 and up PLATINUM Money Market Accounts	0.20%	0.20%

IRA Rates

Traditional and Roth

0.30%

* Annual Percentage Yield is accurate as of December 31, 2020.
* Dividends are paid quarterly on the average daily balance.
* These rates may change at any time without prior notice.
* A penalty is imposed for early withdrawal.
* Fees could reduce earnings on the account.

Share Certificates - Up to $99,999.99 Household Aggregated Total Certificates*.

*$500 Minimum Opening Deposit

Terms	Dividend Rate	Annual Percentage Yield
3 Month	0.20%	0.20%
6 Month	0.25%	0.25%
12 Month	0.45%	0.45%
14 Month NON-RENEWABLE	0.50%	0.50%
18 Month	0.55%	0.55%
24 Month	0.60%	0.60%
36 Month	0.65%	0.65%
60 Month	0.80%	0.80%

Share Certificates - Jumbo $100,000.00 and Over Household Aggregated Total Certificates.

Terms	Dividend Rate	Annual Percentage Yield
3 Month	0.25%	0.25%
6 Month	0.30%	0.30%
12 Month	0.55%	0.55%
14 Month NON-RENEWABLE	0.55%	0.55%
18 Month	0.60%	0.60%
24 Month	0.65%	0.65%
36 Month	0.70%	0.70%
60 Month	0.80%	0.80%

IRA Certificates - Up to $99,999.99 Household Aggregated Total Certificates*.

*$500 Minimum Opening Deposit

Terms	Dividend Rate	Annual Percentage Yield
12 Month	0.45%	0.45%
24 Month	0.60%	0.60%
36 Month	0.65%	0.65%

IRA Certificates - Jumbo $100,000.00 and Over Household Aggregated Total Certificates.

Terms	Dividend Rate	Annual Percentage Yield
12 Month	0.55%	0.55%
24 Month	0.65%	0.65%
36 Month	0.70%	0.70%

* Annual Percentage Yield is accurate as of December 31, 2020.
* These rates may change at any time without prior notice.
* A penalty is imposed for early withdrawal.
* Fees could reduce earnings on the account.

United 1st Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by United 1st Credit union, and/or would like to report barriers to accessing any technology used by United 1st Credit union, including this website, please contact us at 162 N. Gross Road, Kingsland, GA 31548, Email: services@united1st-cu.org, Fax: 912-882-8559 and Phone: 888-484-8328.

Share Rates

Copyrights © 2016 All Rights Reserved by United 1st CU. Federally Insured by NCUA.