To ensure you receive your new DEBIT CARD, please confirm that your address, email and phone number are up to date with us.
Also, if you have a designated BENEFICIARY on your account(s), please contact us now to ensure we have all criteria to successfully convert your beneficiary.

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Important Message

You are now leaving Georgia's Own Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

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Important Message

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United 1st Classic Credit Card Annual Percentage Rates range from 7.9% - 16.9% and are based on credit worthiness. There is No Annual Fee, No Balance Transfer Fee, and No Cash Advance Fee.


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  • APR as low as 2.99% based on
    approved credit*
    *Based on credit approval; some restrictions apply
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Consumer Loan Application

Secure the money you need with a consumer loan from Georgia's Own Credit Union. Whether you're looking to consolidate debt, finance a major purchase, cover unexpected expenses, or treat yourself to a much-needed vacation, we can help.

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Georgia's Own Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Georgia's Own Credit union, and/or would like to report barriers to accessing any technology used by Georgia's Own Credit union, including this website, please contact us at 162 N. Gross Road, Kingsland, GA 31548, Email: services@united1st-cu.org, Fax: 912-882-8559 and Phone: 888-484-8328.